Portfolio Strategy
11 articles in Portfolio Strategy
10 min read
Asset Allocation by Age: The Ultimate Guide
Age-appropriate asset allocation strategies backed by Federal Reserve data. Close the gap between wealth builders and the rest.
Portfolio Rebalancing: When to Adjust and How to Do It Right
Portfolio rebalancing keeps your investment mix on target. Learn when to rebalance, the best strategies, and how to avoid unnecessary taxes and fees.
Asset Allocation: How to Divide Your Portfolio Based on Your Goals
Asset allocation is the single biggest driver of your investment returns. Learn how to split your portfolio across stocks, bonds, and cash based on your goals.
Risk Tolerance: Figure Out Yours Before Investing More
Risk tolerance determines whether your portfolio helps you build wealth or makes you panic-sell at the worst moment. Here's how to figure out yours.
Diversification: What It Actually Means and How to Get It Right
Diversification reduces investing risk without sacrificing returns. Why most portfolios aren't diversified enough and how to fix yours.
Dollar-Cost Averaging vs. Lump Sum: Which Strategy Wins More Often?
Lump sum investing beats dollar-cost averaging about 68% of the time. Here's the data, the math, and when DCA still makes sense for your money.
The 60/40 Portfolio: How It Works and Is It Still Worth It?
The 60/40 portfolio lost 16% in 2022 and was declared dead. Then it came back. How it works and whether it still makes sense.
Target-Date Funds: The Set-It-and-Forget-It Retirement Strategy
Target-date funds hold over $3.5 trillion and manage retirement investing automatically. Learn how the glide path works, what they cost, and who should use one.
The Three-Fund Portfolio: A Simple Strategy That Beats Most Investors
The three-fund portfolio uses just three index funds to beat most professional money managers. Here's how to build one at Vanguard, Fidelity, or Schwab.
How to Build an Investment Portfolio from Scratch
Building an investment portfolio doesn't require an MBA. Here's a step-by-step guide with real numbers, specific funds, and the exact order of operations.
Buy and Hold vs. Active Trading: Which Approach Actually Works?
Buy-and-hold investing beats active trading for most people. Here's the SPIVA data, the tax math, and why frequent traders consistently underperform.