Tax Planning & Strategy
10 articles in Tax Planning & Strategy
Capital Gains Tax Rates: Every Bracket by Income and Filing Status
Capital gains tax rates for 2025 and 2026 by filing status and income. See every bracket, plus the NIIT, collectibles rates, and worked examples.
Long-Term Capital Gains Tax: Rates, Rules, and How to Qualify
Long-term capital gains tax rates are 0%, 15%, or 20% based on your income. See the 2025-2026 brackets, rules, and how to qualify for each rate.
Capital Gains Tax: What It Is, How It Works, and Current Rates
Capital gains tax applies when you sell investments for a profit. Learn how it works, current 2025-2026 rates, and strategies to reduce what you owe.
Capital Gains on Inherited Property: Step-Up in Basis Explained
Capital gains on inherited property use a stepped-up basis that resets the cost to fair market value at death, potentially saving heirs thousands in taxes.
Short-Term Capital Gains Tax: What Selling Early Really Costs You
Short-term capital gains tax applies to assets sold within one year and is taxed as ordinary income. See 2025-2026 rates and what selling early costs.
Tax-Loss Harvesting: How Selling Losers Can Lower Your Tax Bill
Tax-loss harvesting lets you sell losing investments to offset capital gains and up to $3,000 of income. Learn the rules, the wash-sale trap, and how to do it.
Roth Conversion Strategy: When Moving Money to a Roth IRA Pays Off
A Roth conversion moves pre-tax retirement money to a Roth IRA, creating a tax bill now for tax-free growth later. Learn when the strategy pays off.
12 Year-End Tax Moves to Lower Your Bill Before December 31
12 year-end tax moves to lower your tax bill before December 31. From 401(k) max-outs to tax-loss harvesting, these strategies work for 2025 filers.
State Capital Gains Tax: How Your State Taxes Investment Profits
State capital gains tax rates range from 0% to 13.3%. See which states don't tax investment profits, which add the most, and how it affects your bill.
Do Seniors Get a Capital Gains Exemption? What Retirees Actually Owe
There's no age-based capital gains exemption for seniors. But retirees can legally pay 0% with the right strategy. Here's what seniors actually owe.